Risk Management Education

The UMIA and its physician directors are committed to providing policyholders with a high quality, innovative Risk Management Program. New in 2008, policyholders can qualify for a risk management discount and earn CME credits in one of two ways:

1. UMIA Online Education: View risk management presentations, earn CME credit and qualify for your risk management discount from the comfort of your own home.

2. UMIA Risk Management Weekend Workshops: Offered on several weekends during the year, risk management seminars allow you to view live presentations in order to earn CME credit.

Objectives

The objectives of UMIA Risk Management Education are:

To examine the root causes of medical liability claims including the role of human cognitive errors
To promote the development and enhancement of effective physician communication skills
To re-enforce the critical role of accurate and adequate patient data collection and management tools
To recommend ways to reduce the role of human error and distraction to reduce patient injury
To identify specialty specific loss trends and high-risk areas
To provide specialty specific risk management strategies to improve patient safety and reduce medical errors

Curriculum

The curriculum includes presentations on critical communication concepts, general risk management principles, and breakout sessions for the following specialties:

Anesthesiology
Emergency Medicine
Family Practice Medicine
Internal Medicine / Internal Medicine Subspecialties
Obstetrics/Gynecology and Family Practice Medicine with Obstetrics
Pediatrics
Radiology
Surgical Subspecialties

Physicians not in one of the specialties listed above will be directed to the most appropriate specialty courses. Participation in the Risk Management Education Program is available only to physicians and physician extenders currently insured by UMIA.

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UMIA Online Education

New in 2008, you can now view risk management presentations, earn CME credit, and qualify for your risk management discount from the comfort of your own home.

The UMIA Online Education program is similar to and based on the live seminars. The curriculum include courses on communication issues, human error in medical practice, and specialty-specific presentations. This program allows physicians to earn CME credit for each course they take, and upon completion, qualify for the risk management discount. Users may also track their RM discounts and effective dates. To login, you need only provide your policy number, dote of birth, and a valid email address.

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UMIA Risk Management Weekend Workshops

This UMIA Weekend Workshops are scheduled as follows:

Date	City/State	Location
09-27-08	Billings, MT	Sheraton Hotel
11-01-08	Sandy, UT	S.L. Community College Larry H. Miller Campus

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These workshops include presentations on the problems presented by pain management and the use of narcotics in primary care medicine, an examination of the risks of using physician extenders, a discussion on disclosure and resolution of adverse outcomes along with basic risk management, and specialty specific presentations.

* You must attend the entire workshop to qualify for your risk management discount.

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Risk Management Policy Holders Premium Discount

The following guidelines and requirements apply:

Risk Management Premium Discount

5% for Utah, Idaho, and Wyoming physicians
7.5% for Montana physicians
Discount starts in next billing quarter following attendance
Good for three years

Alternative for Low Risk Specialties

Based on risk severity, some specialties or subsets of physicians may still be required to attend.
Physicians in the specialties of Dermatology (Class 1), Occupational Medicine, Pathology, Psychiatry and Radiology Oncology (Class 3) may receive the Risk Management premium discount by either attending a UMIA Risk Management Workshop or by submitting five (5) hours of CME documentation for risk management program attendance in their respective specialties.

New Practitioner Discount

Physicians receiving a “New Practitioner” discount (defined as new to the practice of medicine) have one year from the effective date of coverage to attend the Risk Management Workshop to maintain the discount. The discount expires after one year without program attendance.

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