It's easy. Our Application page will guide you through the process step by step and help you take care of the needs of your practice. You'll need to complete an Individual Application and email, mail or fax the completed application to UMIA. If you are interested in a premium quote, please call the Underwriting Department at 800.748.4380.
Please see steps 4 and 5 on our Application page.
UMIA offers many discounts including: New Practitioner Discount, Loss-Free Credit, Risk Management Discount, Corporation Discount, Physician Organization Discount, and Part Time Discounts. In addition, some physician groups may qualify for additional discounts. The generous discounts offered by UMIA may result in significant premium cost savings for the policyholder.
Your UMIA policy covers RNs and MAs employed by your practice.
In order to add a physician assistant, nurse practitioner, certified nurse midwife or certified registered nurse anesthetist, please complete the Application for Additional Named Insured Ancillary Personnel.
In order to cancel your UMIA policy, please provide written instructions, including your last day of coverage, via mail, fax or email. The policy will be cancelled at 12:01 AM on the following business day. The premium for Tail Coverage is due within 60 days of the effective cancellation date.
If you have any other questions related to your policy, please call 800.748.4380. An underwriter will be happy to help you.
Yes! Notifying UMIA right away after an indicator of a potential claim is the best way to protect yourself. A claim investigator will create a file based on the information that you provide. The information will be kept on record if a formal claim should arise.
In some cases you will need the assistance of any attorney, but not always. Please contact UMIA to discuss the specific situation. If an attorney is necessary, UMIA will provide one free of cost.
We highly recommend speaking with a UMIA claim investigator before contacting or discussing the case with the attorney. We will provide guidance as to how to deal with the situation.
You may release the records to the patient or a legal representative who has a properly executed release form. A records request is generally not a cause for concern, unless one or more of the indicators of a potential claim is present. If that's the case, contact us immediately.
We suggest that you keep your records for at least seven years. If the patient is a minor, we suggest that you keep the records until he or she turns 20. If obstetrical care is rendered, we suggest that you keep the records for 10 years after the delivery date.
Please call UMIA at 800.748.4380 and ask for the Underwriting department. Please indicate that you are calling to change your billing address.
UMIA offers four payment options: annual, semiannual, quarterly and monthly.
UMIA physicians may earn an annual 5% risk management premium discount by attending a 2.5-hour live Risk Management Education Event, or by viewing five (5) UMIA on-demand webinars. For more information contact UMIA’s Patient Safety Department or your underwriter at 800.748.4380 or 801.531.0375.